When calculating the proposal monthly term against monthly payments clients have been confused by the difference between the "fees" and the "payoff"
The fees in Non Attorney States include
Legal Access Plan = LAP
Global Banking Fees
In Attorney States
Global Banking Fees
These fees are overestimated as deposits and length of term can vary by client, deposits, and negotiations. While we cannot provide a exact number in this estimate we have been conservative to reduce any borrower concerns.